Is it better to rent or buy in 2026?

The decision depends on interest rates, home prices, and your timeline. Generally, buying is better if you plan to stay 5-7+ years. Use our calculator to find your specific break-even point.

What is the 5% rule for renting vs buying?

The 5% rule states that unrecoverable costs of owning are roughly 5% of the home value annually (1% property tax, 1% maintenance, 3% cost of capital). If annual rent is less than 5% of the home price, renting may be cheaper.

Mortgage Lenders in Rhode Island

Finding the Best Mortgage Lenders in Rhode Island

Whether you are buying, selling, or renting in Rhode Island, working with the right mortgage lenders can make a significant difference in your outcome. Rhode Island has a diverse real estate market spanning major metros, suburban communities, and rural areas — each with its own pricing dynamics and local expertise.

Use our directory to compare mortgage lenders across all cities in Rhode Island. Filter by city to find local experts, or browse statewide to compare ratings and experience. All listings are free to browse.

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Mortgage Lenders in Rhode Island

Browse by City in Rhode Island

Joseph Cecio

Ramez Malki

Robert Floyd

Scott Hershberger

Michael Raffa

Keith Yelle

Gabriella Harris

Ronald Manton

Alexander Sendek

Jeffrey Gaccione

Thomas Donovan

Ayrula Ayrula

Joseph Luzzi

Katherine Pezzi

Alexander Gildea

Justin Bolton

Kerry Grimm

David Frankel

Benjamin Martin

Gardner Lane

Chelsea Herkert

Michael Harris

Kirk Hutchings

Zachary Chinian

Kenneth Tessitore

Camden Marut

Marco Melo

Jake McKay

Michael Yaeger

CITIZENS BANK NA

Finding the Best Mortgage Lenders in Rhode Island