Is it better to rent or buy in 2026?

The decision depends on interest rates, home prices, and your timeline. Generally, buying is better if you plan to stay 5-7+ years. Use our calculator to find your specific break-even point.

What is the 5% rule for renting vs buying?

The 5% rule states that unrecoverable costs of owning are roughly 5% of the home value annually (1% property tax, 1% maintenance, 3% cost of capital). If annual rent is less than 5% of the home price, renting may be cheaper.

SmartRentOrBuy

Insurance Agents in New Braunfels, TX

Licensed professionals who help homeowners and renters find the right property insurance coverage.

50 verified providers in New Braunfels, TX

Top Insurance Agents in New Braunfels, TX

Compare ratings, reviews, and services to find the right professional for your needs.

ALIGN CLAIMS CONSULTANTS LLC

New Braunfels, TX

5.0(139 reviews)

Licensed insurance agency in Texas.

BRIAN KRUCKENBERG

New Braunfels, TX

5.0(102 reviews)

Licensed pers lines prop and cas agent in Texas.

CLAYTON KEELER

New Braunfels, TX

5.0(101 reviews)

Licensed life agent in Texas.

NASH FINANCIAL PARTNERS, INC

New Braunfels, TX

5.0(94 reviews)

Licensed insurance agency in Texas.

TERA AYALA

New Braunfels, TX

5.0(80 reviews)

Licensed life agent in Texas.

NYLA GONZALEZ

New Braunfels, TX

5.0(64 reviews)

Licensed life agent in Texas.

KIMBERLY GIFFIN

New Braunfels, TX

5.0(58 reviews)

Licensed pers lines prop and cas agent in Texas.

ARTHUR LIMON

New Braunfels, TX

5.0(45 reviews)

Licensed life agent in Texas.

MEAGAN FARRIS

New Braunfels, TX

5.0(42 reviews)

Licensed life agent in Texas.

ALEGNA CHIU GONZALEZ

New Braunfels, TX

5.0(41 reviews)

Licensed life agent in Texas.

ABIGAIL SIMON

New Braunfels, TX

5.0(39 reviews)

Licensed general lines agent in Texas.

KELLY SMITH

New Braunfels, TX

5.0(23 reviews)

Licensed pers lines prop and cas agent in Texas.

ADRIAN GARZA

New Braunfels, TX

5.0(9 reviews)

Licensed general lines agent in Texas.

ALLIANA PICKETT

New Braunfels, TX

4.9(141 reviews)

Licensed pers lines prop and cas agent in Texas.

YANET GONZALEZ LANDA

New Braunfels, TX

4.9(139 reviews)

Licensed life agent in Texas.

AMANDA HODGES

New Braunfels, TX

4.9(131 reviews)

Licensed life agent in Texas.

JIM D HOMEWOOD INSURANCE AGENCY, LLC

New Braunfels, TX

4.9(131 reviews)

Licensed insurance agency in Texas.

PHILIP SMISEK

New Braunfels, TX

4.9(130 reviews)

Licensed pers lines prop and cas agent in Texas.

JOHN RUIZ

New Braunfels, TX

4.9(121 reviews)

Licensed life agent in Texas.

CECILIA GARCIA

New Braunfels, TX

4.9(114 reviews)

Licensed life agent in Texas.

TAMARA ROBERTSON

New Braunfels, TX

4.9(114 reviews)

Licensed life agent in Texas.

CHRISTINE SWEET

New Braunfels, TX

4.9(113 reviews)

Licensed life agent in Texas.

ALISHA EGRED

New Braunfels, TX

4.9(109 reviews)

Licensed life agent in Texas.

GUADALUPE GARCIA

New Braunfels, TX

4.9(108 reviews)

Licensed pers lines prop and cas agent in Texas.

DAVID PACE

New Braunfels, TX

4.9(102 reviews)

Licensed life agent in Texas.

MONICA ROBINSON

New Braunfels, TX

4.9(96 reviews)

Licensed life agent in Texas.

KARLA ROBLEDO

New Braunfels, TX

4.9(95 reviews)

Licensed pers lines prop and cas agent in Texas.

GREG MONTEMAYOR

New Braunfels, TX

4.9(92 reviews)

Licensed life agent in Texas.

DOMINION INSURANCE SERVICES LLC

New Braunfels, TX

4.9(81 reviews)

Licensed insurance agency in Texas.

MICHELLE ENSMINGER

New Braunfels, TX

4.9(75 reviews)

Licensed life agent in Texas.

ASHLEE JORGENSEN

New Braunfels, TX

4.9(70 reviews)

Licensed life agent in Texas.

COLLEEN AUSTING

New Braunfels, TX

4.9(68 reviews)

Licensed pers lines prop and cas agent in Texas.

JUAN ANTONIO SALINAS JR

New Braunfels, TX

4.9(68 reviews)

Licensed life agent in Texas.

ALEXANDER CASELLA

New Braunfels, TX

4.9(61 reviews)

Licensed general lines agent in Texas.

ADAM LIMON

New Braunfels, TX

4.9(61 reviews)

Licensed general lines agent in Texas.

BRIA LANDRY

New Braunfels, TX

4.9(57 reviews)

Licensed pers lines prop and cas agent in Texas.

ELIZABETH TORO

New Braunfels, TX

4.9(54 reviews)

Licensed life agent in Texas.

SABRINA SEGOVIA

New Braunfels, TX

4.9(45 reviews)

Licensed life agent in Texas.

ALEXANDER APARICIO

New Braunfels, TX

4.9(42 reviews)

Licensed general lines agent in Texas.

19:21 CONSULTANTS CO LLC

New Braunfels, TX

4.9(40 reviews)

Licensed insurance agency in Texas.

WESLEY THEMINS

New Braunfels, TX

4.9(31 reviews)

Licensed life agent in Texas.

JUAN MANUEL HERNANDEZ JR

New Braunfels, TX

4.9(23 reviews)

Licensed life agent in Texas.

ANNA BRANN

New Braunfels, TX

4.9(20 reviews)

Licensed pers lines prop and cas agent in Texas.

CINDY MILLER

New Braunfels, TX

4.9(20 reviews)

Licensed pers lines prop and cas agent in Texas.

FORTRESS INSURANCE ADVISORS LLC

New Braunfels, TX

4.9(20 reviews)

Licensed insurance agency in Texas.

MARLENE BLEHM

New Braunfels, TX

4.9(10 reviews)

Licensed life agent in Texas.

CHRISTINA MILLER

New Braunfels, TX

4.8(143 reviews)

Licensed pers lines prop and cas agent in Texas.

ALYSSA RODRIGUEZ

New Braunfels, TX

4.8(139 reviews)

Licensed life agent in Texas.

ANTONIO HOEPNER

New Braunfels, TX

4.8(132 reviews)

Licensed life agent in Texas.

KAHLIG ENTERPRISES INC

New Braunfels, TX

4.8(130 reviews)

Licensed insurance agency in Texas.

Not Sure If You Should Rent or Buy in New Braunfels, TX?

Use our advanced calculator to analyze the true costs and see which option makes more financial sense for your situation.

View New Braunfels, TX Market Analysis