Question 1

Is it better to rent or buy in 2026?

Accepted Answer

The decision depends on interest rates, home prices, and your timeline. Generally, buying is better if you plan to stay 5-7+ years. Use our calculator to find your specific break-even point.

Question 2

What is the 5% rule for renting vs buying?

Accepted Answer

The 5% rule states that unrecoverable costs of owning are roughly 5% of the home value annually (1% property tax, 1% maintenance, 3% cost of capital). If annual rent is less than 5% of the home price, renting may be cheaper.

Mortgage Lenders in El Paso, TX

Top Mortgage Lenders in El Paso, TX

Veronica Melhoff Ochoa

Leslie Bergen

SEAN THOMPSON

Jose Talamantes

Alyssa Kane

Paul Tomicek

Sandy Donovan

MIRELLA GARCIA

Alicia Thomas

Sara Staudte

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