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Bloomington, MN vs St. Paul, MN

Side-by-side rent vs. buy comparison using 2026 market data — home prices, rents, price-to-rent ratios, and more.

Bloomington

Minnesota

Buy Favored

Median Price

$360K

Avg Rent

$2,250/mo

Price-to-Rent Ratio

13.3×

St. Paul

Minnesota

Buy Favored

Median Price

$300K

Avg Rent

$1,875/mo

Price-to-Rent Ratio

13.3×

Head-to-Head Comparison

MetricBloomington, MNSt. Paul, MNWinner
Median Home Price$360K$300KSt. Paul — More Affordable
Average Rent$2,250/mo$1,875/moSt. Paul — Lower Rent
Price-to-Rent Ratio13.3×13.3×
Median List Price$350K$290KSt. Paul — Lower List Price
Price per Sq Ft$196/sqft$197/sqftBloomington — Lower Cost/SqFt
Days on Market28 days32 daysSt. Paul — Hotter Market

Market Context

St. Paul, MN

St. Paul, Minnesota, presents a distinct real estate landscape within the Twin Cities metropolitan area. As of early 2026, the median home price hovers around $285,000, reflecting a market that has seen modest fluctuations but generally offers a more accessible entry point compared to its western counterpart, Minneapolis. Neighborhoods like Macalester-Groveland, Highland Park, and Cathedral Hill offer a blend of historic charm and urban amenities, each contributing to the city's unique character. This price level sets the stage for a nuanced rent-versus-buy analysis, particularly for those weighing long-term financial commitments against immediate housing needs.

Full St. Paul analysis →

Frequently Asked Questions

Is it cheaper to live in Bloomington or St. Paul?

Bloomington has a median home price of $360K and average rent of $2,250/mo, while St. Paul has a median home price of $300K and average rent of $1,875/mo.

Should I rent or buy in Bloomington?

Bloomington has a price-to-rent ratio of 13.3×. This suggests buying may be more cost-effective long-term.

Should I rent or buy in St. Paul?

St. Paul has a price-to-rent ratio of 13.3×. This suggests buying may be more cost-effective long-term.

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