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Frederick, MD vs Waldorf, MD

Side-by-side rent vs. buy comparison using 2026 market data — home prices, rents, price-to-rent ratios, and more.

Frederick

Maryland

Neutral

Median Price

$446K

Avg Rent

$2,230/mo

Price-to-Rent Ratio

16.7×

Waldorf

Maryland

Neutral

Median Price

$428K

Avg Rent

$2,140/mo

Price-to-Rent Ratio

16.7×

Head-to-Head Comparison

MetricFrederick, MDWaldorf, MDWinner
Median Home Price$446K$428KWaldorf — More Affordable
Average Rent$2,230/mo$2,140/moWaldorf — Lower Rent
Price-to-Rent Ratio16.7×16.7×
Median List Price$455K$440KWaldorf — Lower List Price
Price per Sq Ft$215/sqft$195/sqftWaldorf — Lower Cost/SqFt
Days on Market56 days68 daysWaldorf — Hotter Market

Frequently Asked Questions

Is it cheaper to live in Frederick or Waldorf?

Frederick has a median home price of $446K and average rent of $2,230/mo, while Waldorf has a median home price of $428K and average rent of $2,140/mo.

Should I rent or buy in Frederick?

Frederick has a price-to-rent ratio of 16.7×. The market is roughly neutral between renting and buying.

Should I rent or buy in Waldorf?

Waldorf has a price-to-rent ratio of 16.7×. The market is roughly neutral between renting and buying.

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