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Springfield, MO vs St. Charles, MO
Side-by-side rent vs. buy comparison using 2026 market data — home prices, rents, price-to-rent ratios, and more.
Head-to-Head Comparison
| Metric | Springfield, MO | St. Charles, MO | Winner |
|---|---|---|---|
| Median Home Price | $213K | $334K | Springfield — More Affordable |
| Average Rent | $1,159/mo | $1,820/mo | Springfield — Lower Rent |
| Price-to-Rent Ratio | 15.3× | 15.3× | — |
| Median List Price | $207K | $350K | Springfield — Lower List Price |
| Price per Sq Ft | $151/sqft | $181/sqft | Springfield — Lower Cost/SqFt |
| Days on Market | 24 days | 14 days | Springfield — Hotter Market |
Frequently Asked Questions
Is it cheaper to live in Springfield or St. Charles?
Springfield has a median home price of $213K and average rent of $1,159/mo, while St. Charles has a median home price of $334K and average rent of $1,820/mo.
Should I rent or buy in Springfield?
Springfield has a price-to-rent ratio of 15.3×. The market is roughly neutral between renting and buying.
Should I rent or buy in St. Charles?
St. Charles has a price-to-rent ratio of 15.3×. The market is roughly neutral between renting and buying.