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Springfield, MO vs St. Joseph, MO

Side-by-side rent vs. buy comparison using 2026 market data — home prices, rents, price-to-rent ratios, and more.

Springfield

Missouri

Neutral

Median Price

$213K

Avg Rent

$1,159/mo

Price-to-Rent Ratio

15.3×

St. Joseph

Missouri

Neutral

Median Price

$156K

Avg Rent

$851/mo

Price-to-Rent Ratio

15.3×

Head-to-Head Comparison

MetricSpringfield, MOSt. Joseph, MOWinner
Median Home Price$213K$156KSt. Joseph — More Affordable
Average Rent$1,159/mo$851/moSt. Joseph — Lower Rent
Price-to-Rent Ratio15.3×15.3×
Median List Price$207K$172KSt. Joseph — Lower List Price
Price per Sq Ft$151/sqft$121/sqftSt. Joseph — Lower Cost/SqFt
Days on Market24 days35 daysSt. Joseph — Hotter Market

Frequently Asked Questions

Is it cheaper to live in Springfield or St. Joseph?

Springfield has a median home price of $213K and average rent of $1,159/mo, while St. Joseph has a median home price of $156K and average rent of $851/mo.

Should I rent or buy in Springfield?

Springfield has a price-to-rent ratio of 15.3×. The market is roughly neutral between renting and buying.

Should I rent or buy in St. Joseph?

St. Joseph has a price-to-rent ratio of 15.3×. The market is roughly neutral between renting and buying.

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